Volume 24, Issue 5, September 2025, Pages 1295-1303
10.22092/ijfs.2025.134352
H. Hufiadi; D. Nugroho; M. Mahiswara; B. Baihaqi; H.N. Yusuf; S. Suryanto; U. Chodrijah; D. Oktaviani; R.T. Mahulette